Second Draw PPP Loan Approved by SBA

On January 15th, the Small Business Administration (SBA) has begun accepting applications for the second round of Paycheck Protection Program (PPP) loans.
To be eligible for a second PPP loan — which cannot exceed $2 million — a business must have 300 employees or fewer, have previously received a First Draw PPP Loan, have used or will soon use all of the money from its previous PPP loan, and can demonstrate a 25% reduction in gross receipts between comparable quarters in 2019 and 2020. Keep in mind that alternative calculations are provided for applicants that were not in business for all of 2019.
For most applicants, the maximum loan amount of a Second Draw PPP Loan is 2.5x the average monthly 2019 or 2020 payroll. For borrowers in the Accommodation/Food Services industry, the maximum loan amount for a Second Draw PPP Loan is 3.5x the average monthly 2019 or 2020 payroll costs. Both always up to $2 million, as previously mentioned.
The applicant must submit documentation able to establish that the applicant experienced a reduction in revenue on a quarter year-over-year basis, at the time of application, on or before the date of the loan forgiveness application, or at SBA’s request. Such documentation may include relevant tax forms, a copy of quarterly income statements or bank statements.
We expect participating lenders to accept applications across various formats and timeframes. Businesses should consider where to apply, evaluate eligibility, and gather the appropriate documentation for the respective applications.
ZOMMA Group has established a dedicated team that is continuously monitoring new guidance from the SBA, the Treasury, Congress, and the IRS, to ensure we have the latest information when advising our clients. To discuss your eligibility for a Second Draw PPP Loan and/or accurately calculate your borrowing capacity, feel free to contact us. luca.cancellieri@zommagroup.com

BANDO “LINEA INTERNAZIONALIZZAZIONE PLUS” di REGIONE LOMBARDIA

by EXP Legal

È in fase di pubblicazione, da parte della Regione Lombardia – Finlombarda S.p.A., il nuovo bando «Linea Internazionalizzazione plus».

L’intervento, che mira a finanziare programmi integrati di sviluppo internazionale per potenziare e/o consolidare la presenza e la capacità di azione delle PMI lombarde nei mercati esteri, è stato strutturato in modo da poter rispondere in maniera efficace alle esigenze del tessuto imprenditoriale locale a seguito dell’insorgere della situazione di emergenza causata dalla pandemia da COVID-19.

Questo nuovo intervento prevede un contributo massimo di € 500.000, a copertura anche del 100% delle spese ammissibili, di cui l’80% sotto forma di finanziamento a tasso zero con durata compresa tra i 3 e i 6 anni, ed il restante 20% sotto forma di contributo a fondo perduto.

Tra le spese ammissibili:

  • partecipazione a fiere internazionali, anche virtuali;
  • istituzione temporanea di spazi espositivi all’estero; esposizioni virtuali;
  • azioni di comunicazione all’estero;
  • spese per lo sviluppo di siti web e per l’accesso a piattaforme on line, anche per l’e-commerce;
  • consulenze relative al progetto di internazionalizzazione;
  • spese per certificazioni estere;
  • spese per il personale dipendente impiegato nel progetto di internazionalizzazione, nella misura forfettaria del 20% del totale delle spese di cui ai punti precedenti;
  • spese generali forfettarie nella misura del 7% del totale delle spese di cui ai punti precedenti.

Le agevolazioni sono concesse a tutte le PMI, iscritte al Registro delle Imprese ed attive da almeno 24 mesi, con sede legale o operativa (attiva) in Lombardia, con esclusione di quelle operanti nei seguenti settori: agricoltura, attività immobiliari, attività finanziarie e assicurative.

L’importo minimo finanziabile è pari a € 40.000. Le domande saranno selezionate tramite una procedura valutativa a sportello, sino ad esaurimento fondi.

Come accaduto in occasione della precedente e analoga misura agevolativa, la gestione della procedura sarà affidata a Finlombarda S.p.A. e le modalità e le tempistiche per la presentazione della domanda saranno resi noti con il bando di prossima pubblicazione.

Lo Studio EXP Legal è a disposizione delle imprese, sin da subito, per la valutazione dei progetti di sviluppo estero e la presentazione delle domande di accesso al Bando «Linea Internazionalizzazione plus».

Avv. Stefano Rossi

Cybersecurity and 5G

by Digitance

Smart cities, self-driving cars, advanced home and building automation, digital healthcare, augmented reality, virtual reality. These are just a few examples of innovative applications that 5G mobile networks will make available in the near future.

5G will offer ultra-high transmission speed with low latency and will be able to provide services to a huge number smartphones and IoT devices.

It is, therefore, essential to secure the full and continuous operation of 5G networks and protect them from attacks that may lead to critical disservices or to the disclosure of personal and confidential data.

But, nowadays, there is a significant lack of adequate skills, both in private companies and public administrations. Hence the need to train a generation of technicians and managers able to efficiently support 5G cybersecurity in terms of infrastructures, applications and data.

In order to tackle these challenges, CNIT (Consorzio Nazionale Interuniversitario delle Telecomunicazioni) and Digitance have signed a MoU in Rome (Italy) on 2020.10.12, joining their effort to deliver a Continuing Education Program on 5G Cybersecurity.

The program will address both public administrations and companies aiming to invest in training technicians and managers on fundamental security issues of 5G infrastructures and applications. It will be supported by the most advanced training methodologies and with a total interchangeability between face-to-face and remote teaching. This way, it will answer not only to the needs of the present socio-health emergency, but also to the efficiency and optimization issues of all its users.

Current time schedule to training kick off is March 2021.

Finally, CNIT and Digitance intend to align, as far as possible, methodologies and contents of this initiative to what is proposed by the UN Agenda 2030, in terms of Sustainable Development.

Information and contacts

Website: http://5gsec.cnit.it

e-mail: 5gsec@cnit.it , 5gsec@digitance.group

 

Barakat + Bossa created to serve business legal needs locally and in many jurisdictions

by Bakata+Bossa 

Brian Barakat and Giacomo Bossa have formed Barakat + Bossa, a business law practice combining their extensive expertise in Partnership and Business Disputes, Contracts, Corporate Law, Real Estate, Non-Competes and Fraud to serve clients in Florida, the United States and Europe. The firm will be headquartered in Coral Gables, where Barakat has many community ties including his current Chairmanship of the Coral Gables Chamber of Commerce. Bossa, having practiced in Italy, Spain, Belgium and the United States will head up International and Real Estate cases.

Barakat + Bossa will provide services in English, Spanish, Italian, French, Portuguese, German, Czech and Mandarin with plans to add more as growth occurs. They offer a depth of cultural knowledge in different jurisdictions which is highly valued for today’s global business interactions. Before this new partnership, Barakat was the principal at Barakat Law, founded 15 years ago and Bossa was formerly with Morris Law in Miami.

The need for the new firm was evident to both partners who have helped hundreds of their clients with business disputes for years in the Miami area. As many entrepreneurial companies grew, their legal needs expanded – often with cases outside the area and into other countries. Plus, many companies had business opportunities overseas and required help about legal issues and other details involved with such contracts.

“Our goal is to provide aggressive and professional legal counsel to solve business problems in the most cost-effective way,” adds Giacomo Bossa. “We want to maximize profits and minimize

risks for our clients both locally and wherever they have business interests outside our area.”

Barakat + Bossa is located at 2701 Ponce de Leon Boulevard, Suite 202, Coral Gables, FL 33134.

Contact the firm via 305-444-3114 or at info@triallaw.com.

More details are available on the Barakat + Bossa website: B2B.Legal

Areus provides the IACCSE with top technology to purify air in office space

by Vimi LLC

Vimi LLC is an official distributor of Aerus, an American company located in Texas, established in 1924 as Electrolux which then became Aerus in 2003. The products Vimi LLC distributes are Air Purifiers that use ActivePure technology proven to kill COVID-19 on surfaces according to FDA-complaint lab.

The Italian Chamber of Commerce currently enjoys one of our most popular machines, the Beyond Guardian Air, it covers an area of up to 2,000 sq. ft.

ActivePure Technology is the most powerful surface and air purification technology ever discovered, and the only one in its class recognized by the Space Foundation as Certified Space Technology and inducted into the Space Foundation Hall of Fame in 2017. It has been engineered based on technology originally developed by NASA. ‘ActivePure Technology’ continuously disinfects surfaces and air 24/7, minimizing contamination, recontamination and cross contamination in real time. It is safe to use in occupied spaces, and works without chemicals or ozone, breaking down viral contaminants into harmless byproducts.

Vimi LLC distributes products that have a technology demonstrated in independent lab studies to kill COVID-19 indoors and gets the world back to work, back to school and back to life in a safer manner. Their machines work in real time to destroy 99.98% of new COVID-19 viruses reintroduced to the space, after just seven hours of installation.

If you would like more information about our product or contact us you can visit our links bellow:

Info@vimiaerusdistributor.com

www.vimiaerusdistributor.com

 

A Renaissance of e-Learning and Digital Training

by Digital Tales

Like most industries, Learning and Development is struggling in the current environment, having to cope both with severe budget constraints and challenges connected to remote work. Yet training employees and growing their skills has never been more critical for companies across the board, not only to support their staff out of office but also to ease them back to a potentially different workplace.

Every cloud has a silver lining, though, since these distressed conditions have provided opportunities to test or further acknowledge the advantages of distance and digital learning. It is not just a matter of facilitating social distancing in these troubled times, but rather a chance to experience alternative or complementary approaches to training, which are proving as effective as traditional classroom learning or even more, as is the case with Virtual Reality: a recently-published study by pWC (The Effectiveness of Virtual Reality Soft Skills Training in the Enterprise – June 25, 2020) has shown that VR training, already known to be effective for developing and practicing hard skills in a safe and dynamic environment (equipment operation, maintenance, etc.), is also great for teaching soft skills. As a matter of fact, it is both more effective (4 times faster) and more cost-effective (52%) than traditional training methods.

Other trends, such as A.I. or Gamification applied to learning, are also disrupting the L&D industry, and solution providers like Digital Tales constantly strive to improve the conversion of information into knowledge through active engagement and cutting-edge technologies. That is why it is now launching on the US market its gamified and VR-ready Learning Management System, eLearningtales.com: leveraging over 10 years of experience at the side of companies like Bulgari or Vodafone, Digital Tales blends the well-known Italian creativity and attention to detail with tailor-made execution, delivering a bespoke platform to make training truly memorable.


An image illustrating the graphical user interface for Digital Tales’ VR Soft Skills Simulator

Exclusive distribution agreement for USA and Canada

Saffronegg is pleased to announce that they have recently signed an exclusive distribution contract with Styl’editions, a world-renowned Italian company that produces a range of high quality wallpapers.
The founders, Marco Bruzzi and Monica Melotti, have been internationally recognized for their successful design development and project management. Known for their architectural and holistic approach to design, they meticulously curate and execute every detail – the result being stunning rooms and spaces.
Their work and projects have been featured in Vogue, Miami Magazine, AD, Interni, Abitare, ForbesFinancial Times, Elledecor, and New York Social Diary, to name a few.
Styl’editions is a new brand proposed by Stylgraph, a leading company and reliable partner of the most important flooring and upholstery companies in the world, designing surfaces with over 30 years of experience.
With the purpose to make your space a sanctuary for your soul, Saffronegg sources and curates timeless, beautiful and yet practical wallpapers that spark conversation, and have a story to tell. The wallpapers combine the traditions of artisan decor with a uniquely thoughtful and imaginative point of view.
You can learn more about Saffronegg and also purchase their wallpaper, by visiting:
Saffronegg: www.saffronegg.com
Styl’editions: www.styleditions.it/en
Facebook: www.facebook.com/saffroneggwallpaper
Instagram: www.instagram.com/saffroneggwallpaper

Returning to Work After COVID-19

Although many jobs may remain remote, certain jobs may eventually return to a traditional workspace environment.
According to the American Psychological Association, returning to work will be challenging for both businesses and employees. Many workers will enjoy returning to the workforce and being surrounded by colleagues while other employees will be apprehensive. Employees may be concerned with health, getting back to a routine, or personal issues outside the workplace.
Organizations should prepare for these concerns and provide guidance, coaching, and special programs to allow employees to adjust to returning to the workplace. Even with a structured plan and policies in place, some businesses may need assistance. One consideration would be to bring in an outside party that is skilled in solving complex problems in the workplace. Industrial-Organizational Psychologists, also known as I-O Psychologist are trained professionals that study human behavior in the workplace.
I-O Psychologists assist leaders in developing effective management skills and methods to improve employee engagement. They can assist in helping employees adjust to new work protocols and mediate issues with work-life balance.
I-O psychologist can assess the workplace to develop a plan that can ensure that is aligned with the specific needs of the organization. The anticipated result is a healthy work environment that provides engagement and job satisfaction to the employee while accomplishing organizational outcomes.
If you are interested in learning more about Industrial-Organizational Psychology and finding out how the practice can assist your business, contact Dr. Cynthia Kelly with Genesis Professional Services in Atlanta. Email: ckelly@gpscareers.com Phone: 770-704-6701 Web: www.gpscareers.com

Happy 90th anniversary Pininfarina!

Almost a century of history. A small artisan workshop turned into an iconic brand synonymous with beauty and elegance and recognized as a symbol of Made in Italy all over the world.
It was May 22nd, 1930 when Battista Farina, known as “Pinin”, signed the deed of incorporation of Carrozzeria Pinin Farina. Today Pininfarina celebrates its 90th anniversary.
Listed on the Borsa Italiana since 1986, Pininfarina has offices in Italy, Germany, China and the United States, with a prestigious design portfolio that includes transportation, industrial design, architecture, interiors, nautical and automotive design. Pininfarina’s human centered approach to design marries the best of each vertical to produce a wholly unique result every time.
In the image is the Cisitalia 202 designed by Pininfarina in 1946. This was the first car in the world permanently displayed in New York’s Museum of Modern Art (MoMA). Building on aerodynamic studies developed for racing cars, the Cisitalia offers one of the most accomplished examples of coachwork conceived as a single shell, a design achievement that transformed postwar automobile body design.

Sustainability and innovation

Sustainable fashion is one that respects the environment and society in all its phases: from conception, to production, through distribution to sale. This fashion proposal tries to work with less polluting raw materials, reduce production waste such as water and electricity costs, and produce durable pieces, stimulating conscious consumption.
Furthermore, this model proposes a more humane production, without exploitation of labor and with a more equitable remuneration. However, until recently, there has been a lack of measures to help companies to be sustainable.
Nowadays, with technological advances, we will be able to close the gap between sustainable fashion and fast fashion/virtual/e-commerce. We have also begun to see a change in the attitude of governments, big corporations, and in the consumer’s minds (an awareness) towards sustainability, caring for people and their well-being. It is seen as something accessible, possible, and needed.
In this area, Industry 4.0 will be able to bring numerous advantages to the fashion industry, thanks to new advances in technology and new production processes: less polluting and more durable materials can be created, production processes can be more effective by intelligently using the data collected from consumers, reducing use of raw materials, thus reducing not only costs but also the environment impact.
In general terms, it is important that before implementing a digitization strategy, an analysis of all the legal aspects that may affect it is carried out.
ONTIER has created a fashion and luxury department and a representative team from Rome, Madrid and Miami participated at the Miami Fashion Week last June, which was held virtually this year along with Univision.
To see the complete speech of our team talking about sustainability and innovation, you can click on the following link: https://www.youtube.com/watch?v=lKeVZ86Zxjo
Contact us at:
Partner – Christie Garcìa
Country Manager – Marta Corbì

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